Apni Bike Scheme 2025
Owning a Honda motorcycle in Pakistan has never been easier! Meezan Bank’s Apni Bike Scheme 2025 is making it possible for individuals to get their dream bike through a hassle-free, Shariah-compliant installment plan—without any interest! Whether you’re a student, a working professional, or a business owner, this scheme offers a budget-friendly way to own a bike with zero markup financing.
If you’re looking for an affordable and flexible way to buy a Honda bike, this guide covers everything you need to know, including eligibility criteria, installment plans, and the step-by-step application process.
What is the Apni Bike Scheme 2025?
Meezan Bank’s Apni Bike Scheme follows the Islamic financing model called Ijarah (leasing). This means you can lease a brand-new Honda motorcycle through easy monthly payments. The best part? You get immediate ownership upon signing the delivery order!
Key Benefits of Meezan Bank’s Bike Installment Plan
- ✅ Zero Markup Financing – Pay only the actual cost of the bike, without any extra charges.
- ✅ Flexible Payment Options – Choose an installment plan of 12, 24, or 36 months.
- ✅ Low Down Payment – Start with just 15% of the bike’s price.
- ✅ Islamic Insurance (Takaful) – Enjoy full coverage throughout the installment period.
- ✅ Convenient Payments – Monthly deductions are made directly from your bank account.
Who Can Apply? (Eligibility Criteria)
To qualify for this offer, you need to meet the following conditions:
- Citizenship: Must be a Pakistani citizen.
- Age Limit: Between 20 and 65 years.
- Minimum Income Requirement: At least PKR 25,000 per month.
- Down Payment: Minimum 15% of the bike’s total price.
Employment Status:
- Salaried Individuals: Must provide salary slips as proof of income.
- Business Owners & Freelancers: Need to submit business proof and bank statements.
- Bank Account: An active account in any Pakistani bank (Meezan Bank is preferred).
Available Honda Models & Installment Plans
Meezan Bank finances various Honda bikes under this scheme. Below is a breakdown of the installment plans for different models.
| Model | Price (PKR) | Monthly Installment (24 Months) | Monthly Installment (36 Months) |
| Honda CD 70 | 157,900 | 7,775 | 5,225 |
| Honda CG 125 | 234,900 | 11,560 | 7,770 |
| Honda CB 125F | 390,900 | 18,980 | 12,750 |
| Honda CB 150F | 493,900 | 23,950 | 16,110 |
Note: Prices may vary slightly based on the latest updates from Meezan Bank and additional processing fees.
Example: Honda CD 70 Installment Breakdown
For a Honda CD 70 (price: PKR 157,900), here’s how the costs are structured:
- Down Payment (15%) = PKR 23,685
- Processing Fee = PKR 10,000 (Non-Refundable)
- Takaful (Islamic Insurance) = PKR 2,500 – 3,000 (Estimated)
- Installment Plan:
- 24 Months = PKR 7,775 per month
- 36 Months = PKR 5,225 per month
Since the financing is interest-free, you only pay the original price of the bike!
How to Apply for the Apni Bike Scheme 2025?
Applying for this scheme is simple. Just follow these steps:
Step 1: Gather Required Documents
Prepare attested copies of the following:
- CNIC (National Identity Card)
- Domicile Certificate
- Two Recent Passport-Sized Photos
- Salary Slips (for employees) / Business Proof (for self-employed)
- Bank Statements (Last 6 Months)
Step 2: Get the Application Form
You can obtain the form through:
- Meezan Bank Branches – Visit your nearest branch.
- Official Website – Download it online from www.meezanbank.com.
Step 3: Submit Your Application
- Fill out the form with accurate details.
- Attach all necessary documents.
- Submit it at your nearest Meezan Bank branch.
Step 4: Approval & Bike Delivery
- Meezan Bank will review and verify your application.
- Upon approval, you’ll need to pay the down payment and processing fee.
- Once completed, your bike will be delivered, and ownership will be immediately transferred to you!
Final Thoughts
The Apni Bike Scheme 2025 by Meezan Bank is a fantastic opportunity for Pakistanis to own a Honda motorcycle without the burden of interest. With flexible payment plans, easy eligibility criteria, and Shariah-compliant financing, this initiative ensures that owning a bike is now more affordable than ever.
If you meet the requirements, don’t miss out on this hassle-free financing option. Visit your nearest Meezan Bank branch or apply online today!
Frequently Asked Questions (FAQs)
Can I apply if I don’t have a bank account with Meezan Bank?
Yes, but you must have an account in any Pakistani bank to enable direct debit for installment payments.
What happens if I miss an installment?
Late payments may result in penalties as per Meezan Bank’s policy. Ensure you maintain sufficient funds before the due date.
Can I choose a different installment plan?
Yes, you can select from 12, 24, or 36 months, depending on what suits your financial situation best.
Is this scheme available all over Pakistan?
Yes, Meezan Bank’s Apni Bike Scheme is available nationwide.
