Maryam Nawaz Loan Scheme Apply Online
The Maryam Nawaz Loan Scheme, also known as the Asaan Karobar Finance Programme, is a groundbreaking initiative launched by the Punjab government to support small and medium enterprises (SMEs). This scheme aims to provide interest-free loans ranging from PKR 1 million to PKR 30 million, empowering entrepreneurs to start or expand their businesses in Punjab.
The Asaan Karobar Card and Asaan Finance Scheme were introduced under this initiative to simplify access to financial assistance. With easy repayment options, this scheme offers a significant opportunity for business owners and aspiring entrepreneurs.
مریم نواز لون اسکیم آن لائن اپلائی کریں
مریم نواز لون اسکیم، جسے آسان کاروبار فنانس پروگرام بھی کہا جاتا ہے، پنجاب حکومت کا ایک انقلابی اقدام ہے جو چھوٹے اور درمیانے درجے کے کاروباری اداروں (SMEs) کی مدد کے لیے شروع کیا گیا ہے۔ اس اسکیم کا مقصد 10 لاکھ سے 3 کروڑ روپے تک کے بلاسود قرضے فراہم کرنا ہے تاکہ کاروباری افراد اپنے نئے کاروبار شروع کر سکیں یا موجودہ کاروبار کو وسعت دے سکیں۔
اس اقدام کے تحت آسان کاروبار کارڈ اور آسان فنانس اسکیم متعارف کرائی گئی ہے، جس کا مقصد مالی امداد تک رسائی کو آسان بنانا ہے۔ آسان اقساط میں ادائیگی کے آپشن کے ساتھ، یہ اسکیم کاروباری افراد اور نئے کاروبار شروع کرنے کے خواہشمند افراد کے لیے ایک سنہری موقع ہے۔
Features of the Maryam Nawaz Loan Scheme
- Interest-Free Loans
One of the most attractive aspects of this scheme is that the loans are completely interest-free. This eliminates financial burden and makes repayments easier.
- Loan Amount
Entrepreneurs can avail loans ranging from PKR 1 million to PKR 30 million, making it an ideal financial solution for both startups and expanding businesses.
- Easy Repayment Plan
The repayment structure is flexible and manageable, allowing businesses to repay in easy installments without financial strain.
- Minimal Documentation
Unlike traditional loan programs, this scheme does not require a No-Objection Certificate (NOC), business licenses, or blueprints. This streamlined process speeds up approvals and disbursements.
- Support for Small Businesses
The scheme is specifically designed to support SMEs, enabling them to expand operations or launch new ventures with financial ease.
Eligibility Criteria for Maryam Nawaz Loan Scheme 2025
To qualify for the Asaan Karobar Finance Programme, applicants must meet the following criteria:
- Age Requirement: Must be between 21 and 57 years old.
- CNIC: A valid Computerized National Identity Card (CNIC) issued by NADRA.
- Residence: Applicant must be a resident of Punjab.
- Registered Mobile Number: The mobile number must be registered with the applicant’s CNIC.
- Business Location: The business must be located within Punjab.
- Tax Filer Status: The applicant must be a registered tax filer and have a clean credit history.
- Single Application Rule: Only one application per individual and business is allowed.
مریم نواز لون اسکیم 2025 کے لیے اہلیت کے معیار
آسان کاروبار فنانس پروگرام کے لیے درخواست دینے کے لیے امیدوار کو درج ذیل شرائط پوری کرنی ہوں گی:
✅ عمر کی حد: درخواست گزار کی عمر 21 سے 57 سال کے درمیان ہونی چاہیے۔
✅ CNIC: نادرا کا جاری کردہ مستند کمپیوٹرائزڈ شناختی کارڈ ہونا ضروری ہے۔
✅ رہائش: درخواست گزار کا پنجاب کا رہائشی ہونا لازمی ہے۔
✅ رجسٹرڈ موبائل نمبر: درخواست گزار کا موبائل نمبر اس کے CNIC پر رجسٹرڈ ہونا چاہیے۔
✅ کاروبار کا مقام: کاروبار پنجاب میں واقع ہونا چاہیے۔
✅ ٹیکس فائلر اسٹیٹس: درخواست گزار رجسٹرڈ ٹیکس فائلر ہو اور اس کا کریڈٹ ہسٹری صاف ہو۔
✅ واحد درخواست کی شرط: ہر فرد اور کاروبار صرف ایک درخواست جمع کرا سکتا ہے۔
Documents Required for Application
To apply for the Maryam Nawaz Loan Scheme 2025, the following documents are required:
- Valid CNIC (National Identity Card)
- Passport-size photograph
- Proof of tax filing (Tax Return Documents)
- Details of business income and expenses
- Rent agreement or property documents (for both business and residence)
- CNIC copies and contact details of references
مریم نواز لون اسکیم 2025 کے لیے درخواست کے لیے درکار دستاویزات
مریم نواز لون اسکیم 2025 کے لیے درخواست دینے کے لیے آپ کو درج ذیل دستاویزات کی ضرورت ہوگی:
✅ مستند CNIC (شناختی کارڈ)
✅ پاسپورٹ سائز تصویر
✅ ٹیکس فائلنگ کا ثبوت (ٹیکس ریٹرن کی دستاویزات)
✅ کاروبار کی آمدنی اور اخراجات کی تفصیلات
✅ کرایے کا معاہدہ یا جائیداد کے دستاویزات (کاروبار اور رہائش دونوں کے لیے)
✅ مراجعین کے CNIC کی نقول اور رابطہ تفصیلات
How to Apply Online for Maryam Nawaz Loan Scheme 2025
Applying for the Asaan Karobar Finance Programme is simple and can be done online. Follow these steps:
Step 1: Visit the Official Portal
Go to the official Punjab Government Loan Scheme website to apply for the Asaan Karobar Finance Programme.
Step 2: Fill Out the Application Form
Complete the online application form by providing personal details, CNIC number, contact information, and business details.
Step 3: Upload Required Documents
Upload clear scanned copies of CNIC, proof of tax filing, business ownership documents, and any other required documents.
Step 4: No Need for NOCs or Licenses
Unlike traditional loan schemes, this program does not require NOCs, business licenses, or blueprints, making the process quicker and hassle-free.
Step 5: Application Review
Your application will be reviewed by the Bank of Punjab. Once approved, you will receive a confirmation notification, and the loan amount will be disbursed.
Step 6: Helpline Assistance
For queries or assistance, applicants can contact the helpline at 1786.
How to Utilize the Loan Funds
The funds received through the Maryam Nawaz Loan Scheme can be used for:
- Paying vendors and suppliers
- Covering utility bills
- Paying government fees
- Cash withdrawals (up to 25% of the loan limit)
Important: Borrowers must register with PRA/FBR within six months of receiving the loan.
Conclusion
The CM Punjab Asaan Karobar Finance Loan Scheme 2025, launched under the leadership of Maryam Nawaz, is a transformative initiative designed to support small and medium enterprises (SMEs). Offering interest-free loans, easy repayment plans, and minimal paperwork, this scheme is a golden opportunity for entrepreneurs to grow their businesses.
If you meet the eligibility criteria and have the necessary documents, apply today through the official portal and take the first step towards business success. This financial support can help unlock new opportunities and contribute to Punjab’s economic growth.
FAQs
- Who is eligible to apply for the Maryam Nawaz Loan Scheme?
Individuals between 21-57 years old, residing in Punjab, and registered as tax filers are eligible.
- Is the loan completely interest-free?
Yes, the Asaan Karobar Finance Programme provides interest-free loans to entrepreneurs.
- How long does the application process take?
The application review process varies, but approvals and disbursements are expected within a few weeks.
- Can I apply for more than one loan?
No, only one loan application per individual and business is allowed.
- How can I contact customer support?
Applicants can contact the official helpline at 1786 for assistance.
